Home Equity and Mortgages provides equity status and current estimated mortgage lien data on residential properties across the United States.
Advantages:
- Industry leading data, multi-sourced for better coverage and accuracy.
- Proprietary automated valuation model accepted and used by major lending institutions that meets regulatory scrutiny and validated by independent third parties for accuracy.
- Includes unique data elements such as interest rate, amortized loan balances, and estimated current LTV/CLTV balances.
Use this information for benchmarking, research and analytics, trending, forecasting, prospecting, marketing and account acquisition.
Requests for alternate geography (i.e. state, county, MSA) and update frequencies (i.e. monthly, quarterly, annually) will be considered.
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Fields Included:
- Property type (i.e. single family, condo)
- Estimated loan to value (LTV) and combined loan to value (CLTV)
- Last sales date and price
- Interest rate
- Loan type (i.e. FHA, conventional)
- First mortgage origination date, loan amount, and lender name
- Junior mortgage (HELOC, equity loan) origination date, loan amount, and lender name
The Home Equity and Mortgages file data layout can be accessed here:
https://assets.equifax.com/mkt-legal/Home_Equity_And_Mortgages_Layout_DaaS.xlsx