Row-level or aggregated data set from 4+ million debit and credit cards in the U.S. Transactions are updated daily with a 1 day lag and Transactions tagged to 1,600 merchants and 500+ stock tickers. Unique demographics of Lower-to-middle income users, with coverage across all U.S. Transaction data has become one of the most important forms of alternative data because it represents the “truth” in consumer spending behavior. For investors or analysts looking for an edge in their strategies, U.S. Consumer Payments – Express provides firms with unique consumer spending indicators not found in other panels, providing differentiated insights into the business drives behind a company’s performance. • Consumer spending data derived from a panel of 4+ million cards with 100% fill rate in 1 day or less from transaction. • Insight into low-to-middle income consumers who are under-represented in other transaction data sets • Online vs. offline payment indicators • Store/merchant location • Tagging of more than 1,600 merchants and 500 tickers • For investors and analysts who prefer to consume data aggregated at the merchant or ticker level, Facteus offers a Summary version of Express. Sourced from the same panel of 2+ million cards, Summary provides firms with the flexibility of accessing the data on a per ticker/merchant basis